Gold Loan Balance Transfer

Transfer Your Gold Loan & Save More

Move your existing gold loan to JSP Capital Chase and enjoy lower interest rates, higher loan eligibility, and faster service with secure handling of your gold.

Up to 90% Loan Value
Lower Interest Rates
Quick Processing
Safe Gold Handling
Benefits Comparison

Compare Existing Lender vs JSP Capital Chase

Parameter Existing Lender JSP Capital Chase
Interest RateHigher or variable slabsLower competitive rates
Loan ValueLimited top-up roomHigher eligibility (up to 90%)
Processing Time2-5 working daysQuick processing with assisted closure
Customer SupportGeneral queue modelDedicated loan transfer team
Renewal FlexibilityFixed termsFlexible renewal options
Eligibility & Documents

Prepare Your Transfer Checklist

Eligibility

  • Active gold loan
  • Valid KYC documents
  • Gold purity verification
  • Outstanding loan details

Documents

  • Aadhaar / PAN
  • Loan statement
  • Pledge receipt
  • Contact details
Transfer Request Form

Start Your Gold Loan Transfer

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FAQ

Frequently Asked Questions

Gold loan transfer means moving your existing pledged-gold loan from your current bank/NBFC to JSP Capital Chase for improved terms and better servicing.

Yes. Handling is done with strict security controls and insured vault practices. Our team coordinates closure and transfer flow carefully.

Timelines depend on lender verification and closure workflow, but most cases are completed quickly once required details are confirmed.

Foreclosure charges are decided by your current lender policy. We explain the expected closure cost before you proceed.

Yes, based on latest gold valuation and eligibility checks, you may receive additional sanctioned amount during transfer.