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Fair Practice Code

Effective date: February 26, 2026

1. Transparent Communication

We communicate product terms, charges, repayment obligations, and grievance channels in clear language.

2. Non-Discriminatory Service

All applicants are evaluated through documented policy and compliance checks without unfair discrimination.

3. Fair Recovery Practices

Recovery follow-up and customer communication are conducted respectfully and in line with policy and law.

4. Data Confidentiality

Customer data is used only for authorized business and regulatory purposes with appropriate safeguards.

5. Grievance Handling

Customers can raise service concerns through available support channels for tracking and closure.