Get Instant Gold Loan Against Your Gold Jewellery

The loan amount is determined based on the purity, net weight of the gold ornaments, and the prevailing market gold rate. The final eligibility is calculated within regulatory Loan-to-Value (LTV) guidelines.

As per regulatory norms, customers can avail a loan up to the permitted percentage of the gold's assessed value. The exact amount depends on internal policies and market conditions.

Gold jewellery and ornaments are accepted. Coins or bars may be accepted subject to company policy, while gold-plated or artificial jewellery is not eligible.

No. All applicable charges such as processing fees, valuation charges, or interest rates are communicated transparently before loan approval.

Interest is calculated based on the selected repayment scheme and outstanding loan balance. Customers can choose flexible repayment options depending on their financial convenience.

You can choose from multiple repayment methods such as monthly EMI, interest-only payments, or bullet repayment at the end of tenure.

Most gold loan schemes allow early repayment. Any applicable foreclosure terms will be clearly informed at the time of loan sanction.

Your pledged gold is sealed, documented, and stored in highly secure vaults with insurance coverage, surveillance monitoring, and strict access control systems.

Gold price changes do not affect your pledged asset ownership. However, significant market fluctuations may require margin maintenance as per policy.

Yes. Loan renewal or extension options may be available depending on repayment status and prevailing terms.